Honeycomb Credit

Honeycomb Credit is a crowdfunding platform making growth capital available to small and medium brick & mortar businesses that are deeply integrated in their community.

The number of community banks fell 46% from 2003 to 2023, severely impacting credit access for small and rural businesses. Honeycomb Credit is addressing this access to capital gap by enabling local businesses to raise funding on “fair terms” from their own customers, neighbors and fans. 80% of the small businesses on the Honeycomb platform are within the creative economy.

Founded at Dartmouth University Tuck School of Business by classmates George Cook (a sixth-generation community banker) and Ken Martin (an entrepreneur seeking growth capital), Honeycomb Credit primarily aligns with Upstart’s impact thesis across three dimensions: providing Access to Capital, supporting Vibrant Communities, and enabling Sustainable Creative Lives.